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Frictionless card acquiring for digital businesses

Everything you need for acquiring card payments and scaling – without delays or extra setup.
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Payment analytics dashboard showing total payments, gross volume, approval rates, and bar chart trends.

Acquiring that powers every stage of your growth

Launch fast

Go live with card acquiring services in days:
  • Built into the orchestration layer – just switch it on
  • Fast onboarding and compliance – go live in as little as 1 day
  • Immediate global payments acquiring 
Timeline of card acquiring onboarding events mapped to a September calendar with steps and time.

Convert more

Turn more authorizations into revenue by design.
  • Dedicated team optimizing issuer approvals and routing
  • ISO messaging and advanced card tech for better conversion
  • Retries, SCA exemptions, and dynamic 3DS – all built in to reduce friction
Payments analytics chart with approval metric, bar data, and approval rate in overlay.

Manage finances better

Take full control of your cash flow and settlements.
  • Multi-currency settlement to reduce FX losses and improve margin
  • Real-time finance insights with transparent, export-ready reporting
  • Faster payouts with full visibility into balances, flows, and timing
Monthly financial reports list with provider, legal entity, upload date, and download action.

Built on the latest card acquiring standards

Payment card for Michael Clark with Visa, masked card number, and green Pay button.

Network tokenization

Scheme-managed tokens that stay fresh and secure, reducing declines and supporting issuer-side validation.

Updated cards section listing payment card types and update confirmation for each row.

Account updater

Automatically refreshes expired or replaced cards to reduce failed charges and recurring payment drop-offs.

User flow for credit card payments with verification steps for Visa and Amex cards.

Adaptive 3DS

Applies friction only when needed with built-in exemptions and support for biometric authentication.

Card acquiring dashboard with a data health bar and a list of data attributes with completeness scores.

Level 2/3 data support

Send enriched purchase data to improve approval rates and lower interchange costs for your industry.

Payment option selection and pay button for fast payments with Visa or Mastercard.

Click to Pay

Faster, passwordless checkout for returning users – no credentials or manual card entry needed.

Integrate the way you want

From hosted payment pages to full API control. Go live the way that works for your team.

Online checkout displaying card, PayPal, Apple Pay, and input for cardholder details.

Payment Link

A fully hosted, PCI-compliant checkout – no code required. Send ready-to-pay links via email, chat, or social channels, or embed them in your user flow. Ideal for quick launches, new products, and testing without development effort.

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Three mobile checkout screens with card input forms and green “Pay” buttons.

Payment Form

Embed a customizable payment form into your site with full control over UX and branding. No redirect. Just seamless checkout, styled your way.

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Host-to-host integration image

Host-to-host integration

Full server-to-server integration for maximum control. Ideal for building custom payment logic and managing the full flow in-house.

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Logos of e-commerce platforms and Solidgate the logo in the center.

E-commerce platforms

Prebuilt plugins for Shopify, WooCommerce, and other major platforms. Go live fast with native integrations, no development time required.

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Infrastructure you don’t have to think about

Star icon on green background.

99.99% uptime SLA

Guaranteed availability across all supported regions – even during peak traffic and high load.

Planet icon with blue background.

Multi-region infrastructure

Low-latency performance and automatic failover supported by an active-active global architecture.

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Secure by design

Enterprise-grade infrastructure with tokenization, encryption, and full PCI DSS 4.0 compliance.

Accept more payments globally

Start today with pricing that scales with you – no lock-ins, no setup fees, no surprises.

Get a demo

Frequently asked questions

Card acquiring services let you accept Visa, Mastercard, and other card payments. The acquirer authorizes each transaction with the issuer, settles funds, and handles compliance with PCI DSS and scheme rules. With Solidgate, you get access to card acquiring through 100+ global and local acquirers – routed through one orchestration layer, under a single contract. Authorization, 
routing
, settlement, and reporting work as one system.

Merchant acquiring is the formal banking service that enables merchants to accept card payments. 
Card acquiring
refers to the technical and orchestration layer on top – routing, retries, tokenization, and reporting. With Solidgate, you get both – a regulated merchant acquiring setup and a modern orchestration stack to improve authorization rates and settlement reporting.

Yes. Through Solidgate, you get access to both global and
 local card acquiring
in priority markets. Local acquiring routes transactions through an in-country acquirer, which typically lifts approval rates and cuts cross-border fees compared to global-only setups. Both can run in parallel – we route each transaction to the acquirer most likely to approve it based on issuer geography and card type.

Several layers work together:
  •  Smart routing
    sends each transaction to the acquirer or payment service provider (PSP) most likely to approve it.
  • Retries and cascading recover transactions that fail on the first attempt.
  • Strong Customer Authentication (SCA) exemptions and adaptive 3DS reduce friction at checkout.
  • Scheme features like
     network tokenization
    and account updater keep saved c

Yes. Our platform supports multi-acquirer setups. You can
 route transactions
dynamically by geography, card type, or performance data. This eliminates lock-in, provides redundancy, and lifts approval rates.

We provide multi-currency settlement with transparent reconciliation. Finance teams can access real-time reporting, export-ready data, and visibility into balances, flows, and FX losses. This helps reduce reconciliation overhead and improve margin.

We are fully compliant with:
  • PCI DSS v4.0 (card data security)
  • PSD2 / SCA in the EU
  • ISO 27001:2022 for information security
  • GDPR for data handling
All cardholder data is
 tokenized
and encrypted, which keeps your PCI compliance scope as narrow as possible. 

Yes. We support enhanced Level 2 and Level 3 data fields, which carry extra purchase details like tax amount, customer code, line items, and freight. Sending Level 2/3 data on corporate card transactions typically lifts approval rates and qualifies you for lower interchange rates – often a noticeable margin win for B2B and high-ticket payments.

You can integrate in multiple ways depending on your resources:

Yes. Our acquiring infrastructure is designed with active-active global architecture, automatic failover, and a 99.99% uptime SLA. This ensures consistent performance during peak traffic and high transaction volumes.

Yes. Solidgate's orchestration layer connects to your existing providers – Stripe, Adyen, or others – via our
 connectors
, so there's no rip-and-replace. From there, you can route payments across providers, get access to multiple acquirers, including tier-1 acquirers like JP Morgan, Adyen, and Worldpay, and lift approval rates as your volume grows.
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